You can lose money.
Capital committed on this platform is at risk. A project can return less than projected, and it can return less than you put in. There is no deposit guarantee, no compensation scheme, and no fund that makes investors whole when a project fails.
A projection is not a promise.
Every rate shown anywhere on this platform is a projection: what the operator expects to achieve, after we have reviewed the plan it came from. It is not a rate we owe you. Past performance, ours or an operator's, does not predict what happens next.
Your money is locked for the term.
Most projects lock capital until maturity. You cannot call it back early because it is not sitting idle — it is in a season, a concession or a programme. Each listing states its term and its liquidity before you commit.
Operators can default.
We verify an operator before listing them and can suspend them afterwards, but verification is a check on evidence, not a guarantee of conduct or competence. If one stops paying, your position and what it has received stay visible and we will pursue it — but there is no mechanism by which the platform repays you on their behalf.
Custody is not automated yet.
Deposits are credited and withdrawals sent by people, not by a system watching the chain. That means delays are possible, and it means a transfer depends on someone acting. We consider this a limitation, and it is being worked on.
Sending to a wrong address is final.
Crypto sent on the wrong network, or to a mistyped address, cannot be recovered by us or by anyone. The deposit screen shows each address with its network and a scannable code for exactly this reason. Check both.
This is not advice.
Nothing on this platform, including anything the assistant says, is financial advice or a recommendation to buy. Decide for yourself, and take independent advice if you are unsure. Do not invest money you cannot afford to lose.
Each asset class fails differently.
Agriculture
Weather, disease and yield. A crop below projection pays below projection, and a season can fail outright. Offtakers can pay late or not at all.
Solid minerals
Ore grades vary, commodity prices swing, licences can lapse and sites can become inaccessible. Exploration may find nothing at all, in which case the capital is gone.
Currency
A currency can move beyond the band a hedge covers, and a counterparty can fail to settle. A rate can reset lower at rollover.
Digital assets
Prices are volatile and can fall sharply with no floor. Nothing about a digital asset is guaranteed by anyone, and custody carries its own operational risk.
Trading
A programme can draw down. Leverage amplifies losses as readily as gains, and a payout schedule describes intent rather than certainty — returns that are a share of profit may be nil.
Real estate
Construction runs over time and over budget. A valuation is an opinion rather than a price, and property stays illiquid for far longer than a stated term when a sale is needed. A let building can sit empty.
Energy
The buyer of the power may not pay, and a regulator can change the tariff underneath a signed contract. Generation can fall short of the yield study, and equipment degrades faster than a model assumes.
Private credit
Borrowers default. Recovery takes longer than the term it was lent for, a pool's past default rate does not predict its next one, and in a failure you rank behind anyone holding security over the same assets.
Infrastructure
Terms are measured in years, and money committed cannot be called back. Concessions are granted by governments and can be renegotiated or revoked, usage can come in below the forecast the return was built on, and construction risk applies until the day it opens.
If that has not put you off, read the listings in full — each one publishes its own risks alongside what we checked.